Clarity that helps you
choose life insurance with confidence
Buying life insurance can feel overwhelming - but it doesn’t have to.
We break it down clearly and simply, without a mountain of paperwork.
You get the information you need to make confident decisions about protecting what matters.
You Choose. We Guide.
We explain life insurance in simple terms, so you can make decisions that feel right for you and your family.
- What each type of cover actually means (Life Insurance, Total and Permanent Disability, Critical Illness, Income Protection)
- What to consider before choosing an insurer
- How different policies compare
- How to navigate the underwriting process
- How to claim, and how to get the best outcome
How is life insurance available to buy now?
THROUGH YOUR SUPERANNUATION
This is basic cover included with your super fund. There can be limitations on the amount and type of cover available to you.
DO IT
YOURSELF
You research the cover you want from companies that offer life insurance. You contact them directly for quotes and to apply. This can often involve more stringent underwriting criteria.
THROUGH
AN EXPERT
An expert helps you access quality life insurance products and assists you through the application process. Generally, this is only available when you engage a Financial Planner for personal financial advice.
WHAT MAKES US DIFFERENT
Getting quality life insurance is often slow, expensive, and full of paperwork.
We do things differently.
No personal financial data collected
We only ask you for the information needed for your insurance application. You don't need to divulge details about your finances, assets or liabilities or financial situation, which is a process some people find intrusive or confusing.
No upfront
costs
Similar to the way mortgage brokers work with banks, if you take out a policy, we receive a commission from the insurer (which is built into your premium). That covers our costs to implement your insurance and provide ongoing service when you need it.
No Statement of Advice required
Statements of Advice are really important for those seeking Personal Advice. This involves working with a Financial Planner on a detailed superannuation, investments and life insurance strategy. However, if you are just looking for some cover, we can help.
Fast, product-neutral guidance
We work with nine of Australia's leading Life Insurers. We provide you with information on these insurers, and you decide which one best suits your needs. We are independent - and not aligned in any way with any insurer.
No pressure or sales pitch
We will assist you in getting the quotes and information you need to make an informed decision about the type of cover - and how much of it - you want. It's up to you if you want to proceed, and we don't push one product over another.
30+ years industry experience
With 30+ years in the industry, we give you the benefit of our expertise. We understand the importance of this type of cover. It brings peace of mind, removing the 'what if?' worry. We've seen the value it provides when it's needed. It's why we do what we do.
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